Real Estate Loans


Home Equity Loans
Turn your home ownership into a more rewarding experience with a Home Equity Loan from WTCU. With a Home Equity Loan, you can utilize up to 80% of your home’s value, minus the balance of your mortgage (if applicable), to make improvements, educational expenses, or whatever purpose suits you. Experience the personalized service you’re accustomed to receiving from WTCU.

You’ll also enjoy:

  • Competitive interest rates – rates change weekly
  • Interest paid may be tax-deductible (See your tax adviser for more information)
  • Fixed-rate up to 15-year term

NMLS# 2611

Apply Today


Mortgage Loans
What would it take for you to become a homeowner?

Unless you know what financing options are available and which ones you’d qualify for, it’s a question you really can’t answer. Once you know exactly what it will take to become a homeowner, you’ll be more motivated to make it happen. You may not be ready to buy a home just yet, but it’s a good idea to plan ahead regardless.

WTCU has partnered with Certainty Home Lending to offer you great rates and optimal service when it comes to financing your dream home. Be sure to get a pre-approval, then stop by one of our 3 convenient locations to consult with one of our advisers.

Find more information and loan rates at

Apply online or call 432-203-9522 

Click here to get Pre-qualified

Certainty Home Lending
As a credit union member, you know the credit union works for you and is actively seeking new ways to fulfill your needs. One of the many benefits we provide our members is a real estate assistance program where you can take advantage of a real estate agent rebate and other discount programs to make your home sale and/or purchase easier and more affordable.

Here's how it works. Fill out our simple online form, and your information is sent to our real estate advocate, who will contact you and help you take advantage of the program. It's that easy. Get started now!

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