Certificate of Deposit


A Certificate of Deposit is a promissory note issued by the credit union. It is a time constrained deposit that restricts holders from withdrawing funds on demand. Although it is still possible to withdraw the money, a penalty will apply. A CD bears a maturity date, a specified fixed interest rate and can be issued in any denomination.

  • 6 to 36 month fixed-rate certificates
  • $1,000 minimum balance requirement
  • Interest rate and compounding determined by term of certificate
  • Penalties may apply for early withdrawal

Check our current Savings Rates to find out which option best suits you.

*APY = Annual Percentage Yield. Certificate of Deposit does not automatically renew, member must renew once term is complete.

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