- Free Credit Counseling
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Individuals facing financial difficulties experience very different situations. That's why, when you contact West Texas Credit Union, we will help you determine the best way to approach your situation and provide you the best solutions for your credit.
When you contact our professionally trained and certified counselors, they will help you evaluate:
- Your current financial situation,
- Provide you with a detailed credit report,
- List step by step on how to build your credit
At the end of the counseling session, you will leave with a plan and feel good knowing that there are options available to you and that you are not alone. West Texas Credit Union is here to help and provide you the best debt solutions for you and your situation. - Fraud Text Alerts
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At West Texas Credit Union, we want to make sure that using your debit card is always as safe and convenient as possible. That’s why we use text alerts as part of our ongoing fraud monitoring program.
How it works:
With text fraud alerts, if our system detects suspicious activity on your card, you’ll receive a text message with details about the suspected transaction. All you have to do is respond to the text to confirm the transaction. If you indicate the transaction is fraud, you’ll receive another message with a number to call for follow-up. If not, you’re all set. The system will mark the transaction as legitimate and you can get on with your day – simple as that.
Getting Started:
If we have your mobile phone number on file, you don’t have to do anything. It’s really that easy. If there is suspicious activity, we’ll send a text alert right away. If you need to verify or update your mobile phone number give us a call at 432.332.8171 or 432.362.1414. - Mobile Remote Deposit Capture
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Now you can deposit your check virtually anywhere with the Remote Deposit Capture feature inside the WTCU mobile app. Simply snap a picture of your check for deposit and follow the on-screen prompts without having to drive to a local branch. Download our Mobile App today to take advantage of this feature. - ACH Origination
- Automatic periodic transfers from another financial institution into your West Texas CU account. Contact one of our Member Service Representatives to get set up.
- Safe Deposit Boxes
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52nd St Branch only
3x5 - $25.00/year
3x10 - $40.00/year
5x10 - $55.00/year
Key Deposit - $25.00
- Teller Checks
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West Texas Credit Union offers Teller Checks drawn against your account.
Teller Check fees:
No checking account - $6.00 fee/check
With checking account - $2.00 fee/check (1st 3 checks are free) - Night Depository
- West Texas CU has a secure drop box at each location for any after hour deposits. All check deposits are subject to verification. Check holds may apply on certain deposits, and deposits are processed once per day.
- Notary Public
- Do you have documents that need to be notarized? West Texas CU members may visit any one of our branch locations and have your documents notarized for FREE.
- Visa® Gift Cards
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A WTCU Visa Gift Card is the perfect gift for any occasion. Stop by any of our 3 convenient locations to purchase a gift card.
- $3.00 fee for each gift card
- Can be loaded with any desired denomination
- Fast, easy and makes the perfect gift!
*Available at all branch locations. - Automated Transfers
- With Automated Transfers, you can have a set amount of funds automatically transferred from your WTCU account to any other WTCU account weekly, bi-weekly, monthly, etc. You choose the time frame and amount!
- Free Credit Counseling
- Fraud Text Alerts
- Mobile Remote Deposit Capture
- ACH Origination
- Safe Deposit Boxes
- Teller Checks
- Night Depository
- Notary Public
- Visa® Gift Cards
- Automated Transfers
